Data Analyst

The Company
PayPal has been revolutionizing commerce globally for more than 25 years. Creating innovative experiences that make moving money, selling, and shopping simple, personalized, and secure, PayPal empowers consumers and businesses in approximately 200 markets to join and thrive in the global economy.

We operate a global, two-sided network at scale that connects hundreds of millions of merchants and consumers. We help merchants and consumers connect, transact, and complete payments, whether they are online or in person. PayPal is more than a connection to third-party payment networks. We provide proprietary payment solutions accepted by merchants that enable the completion of payments on our platform on behalf of our customers.

We offer our customers the flexibility to use their accounts to purchase and receive payments for goods and services, as well as the ability to transfer and withdraw funds. We enable consumers to exchange funds more safely with merchants using a variety of funding sources, which may include a bank account, a PayPal or Venmo account balance, PayPal and Venmo branded credit products, a credit card, a debit card, certain cryptocurrencies, or other stored value products such as gift cards, and eligible credit card rewards. Our PayPal, Venmo, and Xoom products also make it safer and simpler for friends and family to transfer funds to each other. We offer merchants an end-to-end payments solution that provides authorization and settlement capabilities, as well as instant access to funds and payouts. We also help merchants connect with their customers, process exchanges and returns, and manage risk. We enable consumers to engage in cross-border shopping and merchants to extend their global reach while reducing the complexity and friction involved in enabling cross-border trade.

Our beliefs are the foundation for how we conduct business every day. We live each day guided by our core values of Inclusion, Innovation, Collaboration, and Wellness. Together, our values ensure that we work together as one global team with our customers at the center of everything we do – and they push us to ensure we take care of ourselves, each other, and our communities.

Job Description Summary:
What you need to know about the role Global Credit External Data is looking for a Data Analyst to join our team. The role will be responsible for analytics of external data relationships and support the management of the data budget for the Global Credit, Seller, and Collections Risk Credit organization Meet our team The Global Credit External Data Team is responsible for global credit reporting agencies (CRAs) contractual and regulatory compliance requirements as well as third party, inbound data providers. Team members are external data subject matter experts and primary points of contact across all global CRA-related activities. We are responsible for providing product requirement and platform approach to standardization and integration with bureaus, manage and optimize the data budget, provide analytics and reporting across data providers, and develop governance and controls for credit bureau reporting

Job Description:
Your way to impact

You will work with your manager supporting development and expansion of our external data sandbox used for credit model development, risk strategy, industry benchmarking and loss forecasting. Responsibilities will include tool enhancement, user engagement, usage reporting and management, and cost reconciliation.

Your day to day

• Build and manage reporting around user and usage metrics
• Interact with users to understand use cases, troubleshoot challenges, and grow user support
• Develop and manage routines around data movement and quality to ensure external data tools are accurate and current
• Track and monitor data vendor costs and invoice reconciliations
  
  
  

What Do You Need To Bring

• Bachelor’s Degree and above in one of the following: economics, finance, engineering, exact sciences, etc
• Have at least 3+ years of experience working in a credit or credit supporting function
• Have at least 3+ years of experience in relevant positions (e.g., decision scientist, data analyst, statistician, data scientist, risk management, credit reporting agency, credit bureau, etc.)
• Be a team player with strong written and verbal communication, presentation and interpersonal skills
• Proficiency in using SQL/Python, experienced with data visualization
• Have analytical skills – you must be able to analyze data, identify trends and draw meaningful/accurate conclusions
• Have the ability to approach problems in a quantitative and qualitative manner, and partner with the business to understand their needs, and drive solutions specifically around issue
  
  
  

For the majority of employees, PayPal's balanced hybrid work model offers 3 days in the office for effective in-person collaboration and 2 days at your choice of either the PayPal office or your home workspace, ensuring that you equally have the benefits and conveniences of both locations.

Our Benefits:

At PayPal, we’re committed to building an equitable and inclusive global economy. And we can’t do this without our most important asset—you. That’s why we offer benefits to help you thrive in every stage of life. We champion your financial, physical, and mental health by offering valuable benefits and resources to help you care for the whole you.

We have great benefits including a flexible work environment, employee shares options, health and life insurance and more. To learn more about our benefits please visit https://www.paypalbenefits.com

Who We Are:

To learn more about our culture and community visit https://about.pypl.com/who-we-are/default.aspx

Commitment to Diversity and Inclusion

PayPal provides equal employment opportunity (EEO) to all persons regardless of age, color, national origin, citizenship status, physical or mental disability, race, religion, creed, gender, sex, pregnancy, sexual orientation, gender identity and/or expression, genetic information, marital status, status with regard to public assistance, veteran status, or any other characteristic protected by federal, state, or local law. In addition, PayPal will provide reasonable accommodations for qualified individuals with disabilities. If you are unable to submit an application because of incompatible assistive technology or a disability, please contact us at paypalglobaltalentacquisition@paypal.com.

Belonging at PayPal:

Our employees are central to advancing our mission, and we strive to create an environment where everyone can do their best work with a sense of purpose and belonging. Belonging at PayPal means creating a workplace with a sense of acceptance and security where all employees feel included and valued. We are proud to have a diverse workforce reflective of the merchants, consumers, and communities that we serve, and we continue to take tangible actions to cultivate inclusivity and belonging at PayPal.

Any general requests for consideration of your skills, please Join our Talent Community.

We know the confidence gap and imposter syndrome can get in the way of meeting spectacular candidates. Please don’t hesitate to apply.

REQ ID R0124587