Data analyst- Credit Risk Regulatory reporting

About this role:

Wells Fargo is seeking a Senior Risk analytics consultant for its Credit Risk strategy and Model development team.

In this role, you will:

• Lead or participate in moderately complex initiatives, and delivering insight and decision strategies within analytics and reporting, and contribute to large-scale planning related to Risk Analytics
• Review and analyze moderately complex data aggregation, forecasting, reporting, and programming models
• Be responsible for process production, data reconciliation, and model documentation in alignment with policy governance
• Resolve data, production, business modeling, and lead team to meet Risk Analytics deliverables while leveraging solid understanding of risk reporting policies, modeling strategies, procedures, regulatory requests, and compliance requirements
• Collaborate and consult with peers, experienced managers, compliance, and technology to resolve modeling, forecasting, and production issues, and achieve analytic and reporting goals
• Lead projects, teams, and mentor less experienced staff
• Partner with cross enterprise risk analysts in development of common modeling strategies

Required Qualifications:

• 4+ years of Risk Analytics experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education

Desired Qualifications:

• Bachelor's degree in a quantitative field such as applied mathematics, statistics, engineering, finance, economics, econometrics or computer sciences
• Relevant experience in the Banking & Financial Services Industry domain.
• Relevant experience creating artifacts such as procedure documents, flow charts, and control evidence.
• 4+ years of experience in SAS & SQL and one of the visualization tools like Power BI or Tableau.
• 4+ years of Risk experience.
• Strong analytics skills and comprehensive understanding of financial services products and risk drivers
• Ability to lead projects and coordinate with multiple stakeholders.
• Knowledge and understanding of Commercial/Consumer Lending practices, policies, and procedures.
• Knowledge and understanding of the key factors impacting credit offerings, including credit risks and regulatory requirements.
• Understanding of risk management practices, extensive knowledge of financial data
• Demonstrated proficient SQL experience.
• Experience in Python.
• Proficient experience in identifying and evaluating data trends, isolating root cause, and providing swift/thorough resolution.
• Strong project management skills with ability to prioritize work, meet deadlines, achieve goals, and work under pressure in a dynamic and complex environment.
• Strong ability to develop partnerships and collaborate with other business and functional area.
• Strong communication, interpersonal and leadership abilities

Job Expectations:

• Contribute as a Subject Matter Expert (SME) to the Commercial/Consumer Lending Credit Risk team and execute on deliverables for projects with moderate to high risk for the Credit Risk organization.
• Partners with Finance/Controller, Audit, Control Oversight, Line of Business, Technology, and Testing teams for researching and explaining questions related to data and controls.
• Responsible for production process execution, data reconciliation, and documentation in alignment with governance policies.
• Research and remediate data, production, and control issues in partnership with other SMEs and teams.
• Meet Risk Analytics deliverables while leveraging solid understanding of risk reporting policies, Credit Risk procedures, regulatory reporting, and compliance requirements.
• Lead projects and mentor less experienced staff.
• Develop complex programming models to extract data and/or manipulate databases such as SQL Server, Oracle, Teradata, and Hive

Posting End Date:
2 Mar 2025
*Job posting may come down early due to volume of applicants.

We Value Diversity

At Wells Fargo, we believe in diversity, equity and inclusion in the workplace; accordingly, we welcome applications for employment from all qualified candidates, regardless of race, color, gender, national origin, religion, age, sexual orientation, gender identity, gender expression, genetic information, individuals with disabilities, pregnancy, marital status, status as a protected veteran or any other status protected by applicable law.

Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit's risk appetite and all risk and compliance program requirements.

Candidates applying to job openings posted in US: All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.

Candidates applying to job openings posted in Canada: Applications for employment are encouraged from all qualified candidates, including women, persons with disabilities, aboriginal peoples and visible minorities. Accommodation for applicants with disabilities is available upon request in connection with the recruitment process.

Applicants with Disabilities

To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo .

Drug and Alcohol Policy

Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy to learn more.

Wells Fargo Recruitment and Hiring Requirements:

a. Third-Party recordings are prohibited unless authorized by Wells Fargo.

b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.